Washington Township, Ohio Insurance Guide

Local insights, neighborhood-level risks, and expert coverage guidance tailored for Oakwood homeowners. 

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Home Projects & Remodels

Updating original kitchens, baths, or floors? Thoughtful upgrades can boost value and help your home stand up better to everyday wear — and even reduce certain insurance risks. Our friends at Color & Style in Dayton highlight modern remodeling trends for homes across the Miami Valley.

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Neighborhood Stories & Local Businesses

From local restaurants to community events, Dayton Report covers what makes each neighborhood unique across Montgomery County and the region.

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Dining, Date Nights & Special Occasions

Looking for a great steak, brunch spot, or celebration location? SteakMap highlights top restaurants throughout Dayton and the Miami Valley, making it easy to find your next favorite spot.

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Washington Township blends suburban comfort, strong schools, and diverse neighborhoods across southern Montgomery County. With a mix of established communities, new developments, and quiet wooded enclaves, the township offers a wide range of homes, lifestyles, and insurance considerations for families, professionals, and retirees alike.

Insurance in Washington Township, Ohio

Washington Township balances open space with convenient access to Dayton‑area jobs, retail, and schools. Families, drivers, contractors, and business owners here want practical coverage and straight answers. As a local, independent agency serving Montgomery County, Ingram Insurance helps you compare carriers and tailor protection to your home, vehicles, and livelihood—without the runaround.

Local notes: South of Dayton surrounding Centerville, with parks, schools, and neighborhoods near Yankee Trace. Includes areas such as Black Oak, Waterbury Woods, and Washington Trace.

Home Insurance in Washington Township

In Washington Township, homes range from farmhouses and rural properties to subdivisions and townhome communities. We help you evaluate replacement cost versus ACV, set Coverage A to current rebuild costs, and address risks like wind, water, and fire. If you’ve upgraded a roof, added a pole barn, or finished a basement, we’ll review endorsements so your policy reflects the home you own today. Add‑ons like water back‑up, service line, and equipment breakdown can close common gaps.

Auto Insurance in Washington Township

Daily driving in and around Washington Township means a mix of township roads and regional corridors. We compare carriers for liability, comprehensive, and collision, help you balance deductibles and premium, and explain options like new car replacement, OEM parts, rental reimbursement, and roadside assistance. Ask about home‑auto bundles and multi‑vehicle discounts.

Business Insurance in Washington Township

Small businesses—contractors, farms, retail, professional offices, and property managers—keep Washington Township moving. We package general liability, commercial property, and business interruption, review contracts and landlord requirements, and help you plan for growth so coverage keeps pace as your operations expand.

Contractor Insurance in Washington Township

From framing and roofing to concrete, electrical, plumbing, and remodeling, we help contractors line up GL, tools and equipment (inland marine), commercial auto, and workers’ comp. If you use subs or work across multiple jobsites, we’ll make sure your policy language matches how you actually operate in the field.

Real Estate Investment Insurance in Washington Township

For landlords and investors, the right policy is the difference between a small setback and a major loss. We place single‑family rentals, small multifamily, and portfolios—addressing vacancy clauses, liability, loss of rents, and lender requirements. If you’re rehabbing or flipping, we’ll outline builders risk and when to transition back to a dwelling or landlord form.

Serving Nearby Areas

[Brittany Hills](/washington-township/brittany-hills), [Woodbourne-Hyde Park](/washington-township/woodbourne-hyde-park)

Let’s protect what matters in Washington Township. Call (937) 741‑5100 or email contact@insuredbyingram.com to compare options.

Nearby Areas:

Latest Insurance Insights & Local Guides

Explore the most recent insurance guides, tips, and homeowner insights published by Ingram Insurance’s Ohio Insurance Hub — written to help you stay informed, protected, and confident about your coverage.

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Source: Dayton Report
By Dayton Report
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Source: Dayton Report
By Dayton Report
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Date: 2025-12-03
Source: Dayton Report
By Dayton Report

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Local News for Montgomery County, Ohio

BEAVERCREEK, Ohio (WDTN) – Lanes are closed on I-675 southbound beyond Indian Ripple Road and Dorothy Lane due to a crash on the night of Wednesday, Dec. 3. According to the Greene County Ohio State Highway Patrol, the incident occurred at approximately 5:45 p.m., and two vehicles were involved. There...Read more
Date: 2025-12-03
Source: WDTN
By Megan Southall
SPRINGFIELD, Ohio (WDTN) – More information has surfaced about the ongoing lawsuit between Sheltered Inc. and the Clark County Commission, which is reportedly leading Sheltered Inc. to close the only homeless shelters in Springfield in 2026. According to Sheltered Inc. representatives, the lawsuit and lack of funding are causing their...Read more
Date: 2025-12-03
Source: WDTN
By Megan Southall
DAYTON, Ohio (WDTN) – Today marks the second day of trial for one of the alleged shooters in the death of Isabella Carlos, who was shot while asleep in her bed in August 2024. On the early morning of Aug. 23, 2024, Dayton police were called to West Fairview Avenue...Read more
Date: 2025-12-03
Source: WDTN
By Megan Southall
ESPN's Dick Vitale and TNT Sports' Charles Barkley will pair up to call a First Four game this March at UD Arena. Vitale is known for his impassioned, energetic form of commentary, and usually features unique catchphrases -- "Diaper Dandy," being only one example. Barkley, an NBA Hall-of-Famer, brings an...Read more
Date: 2025-12-03
Source: WDTN
By Trey Brown
Traffic is stalled on I-75 North in Dayton Wednesday. According to OHGO, all lanes on I-75 North beyond Stanley Avenue are closed due to a crash. The incident seems to have occurred in the contra flow lane. This story is developing.Read more
Date: 2025-12-03
Source: WDTN
By Trey Brown
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Date: 2025-12-03
Source: WDTN
By Jamie Jarosik
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Source: WDTN
By Trey Brown
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Source: WDTN
By Megan Southall
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Date: 2025-12-02
Source: WDTN
By Megan Southall
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Date: 2025-12-02
Source: WDTN
By LeAnne Marie McPherson
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Source: WDTN
By LeAnne Marie McPherson
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Source: WDTN
By Trey Brown
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Date: 2025-12-02
Source: WDTN
By Trey Brown
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Source: WDTN
By Trey Brown
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Source: WDTN
By Jamie Jarosik