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For decades, Dayton has lived under a simple—but wildly inaccurate—narrative: the East Side is “safer,” more stable, and more desirable, while the West Side is “dangerous,” disinvested, and higher-risk. This belief is repeated constantly in real estate circles, neighborhood Facebook groups, and even casual conversations. But when you dig into what actually drives insurance rates…
Ohio has emerged as one of the most active rental property markets in the Midwest, driven by affordable acquisition costs, stable demand for single-family rentals, and favorable long-term appreciation trends in both urban and suburban communities. Yet despite the scale of this market, rental property insurance remains one of the least understood and most inconsistently…
This is my take on why Wright-Dunbar is becoming Dayton’s Hottest New Housing Market. Wright-Dunbar is entering one of the most exciting chapters in its long, historic life—and for homeowners, investors, and anyone watching Dayton’s west side closely, the momentum is unmistakable. With new businesses opening, ongoing revitalization along West Third Street, and major reinvestment…
Few insurance misunderstandings in Ohio create more financial pain than the confusion between water damage and flooding. While both involve water entering your home, they are treated entirely differently by insurers, regulated under different sets of laws, and covered by completely separate policies. For Ohio homeowners—especially those living in older neighborhoods, homes with basements, or…
