Washington Township, Ohio Insurance Guide

Local insights, neighborhood-level risks, and expert coverage guidance tailored for Oakwood homeowners. 

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Home Projects & Remodels

Updating original kitchens, baths, or floors? Thoughtful upgrades can boost value and help your home stand up better to everyday wear — and even reduce certain insurance risks. Our friends at Color & Style in Dayton highlight modern remodeling trends for homes across the Miami Valley.

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Neighborhood Stories & Local Businesses

From local restaurants to community events, Dayton Report covers what makes each neighborhood unique across Montgomery County and the region.

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Dining, Date Nights & Special Occasions

Looking for a great steak, brunch spot, or celebration location? SteakMap highlights top restaurants throughout Dayton and the Miami Valley, making it easy to find your next favorite spot.

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Washington Township blends suburban comfort, strong schools, and diverse neighborhoods across southern Montgomery County. With a mix of established communities, new developments, and quiet wooded enclaves, the township offers a wide range of homes, lifestyles, and insurance considerations for families, professionals, and retirees alike.

Insurance in Washington Township, Ohio

Washington Township balances open space with convenient access to Dayton‑area jobs, retail, and schools. Families, drivers, contractors, and business owners here want practical coverage and straight answers. As a local, independent agency serving Montgomery County, Ingram Insurance helps you compare carriers and tailor protection to your home, vehicles, and livelihood—without the runaround.

Local notes: South of Dayton surrounding Centerville, with parks, schools, and neighborhoods near Yankee Trace. Includes areas such as Black Oak, Waterbury Woods, and Washington Trace.

Home Insurance in Washington Township

In Washington Township, homes range from farmhouses and rural properties to subdivisions and townhome communities. We help you evaluate replacement cost versus ACV, set Coverage A to current rebuild costs, and address risks like wind, water, and fire. If you’ve upgraded a roof, added a pole barn, or finished a basement, we’ll review endorsements so your policy reflects the home you own today. Add‑ons like water back‑up, service line, and equipment breakdown can close common gaps.

Auto Insurance in Washington Township

Daily driving in and around Washington Township means a mix of township roads and regional corridors. We compare carriers for liability, comprehensive, and collision, help you balance deductibles and premium, and explain options like new car replacement, OEM parts, rental reimbursement, and roadside assistance. Ask about home‑auto bundles and multi‑vehicle discounts.

Business Insurance in Washington Township

Small businesses—contractors, farms, retail, professional offices, and property managers—keep Washington Township moving. We package general liability, commercial property, and business interruption, review contracts and landlord requirements, and help you plan for growth so coverage keeps pace as your operations expand.

Contractor Insurance in Washington Township

From framing and roofing to concrete, electrical, plumbing, and remodeling, we help contractors line up GL, tools and equipment (inland marine), commercial auto, and workers’ comp. If you use subs or work across multiple jobsites, we’ll make sure your policy language matches how you actually operate in the field.

Real Estate Investment Insurance in Washington Township

For landlords and investors, the right policy is the difference between a small setback and a major loss. We place single‑family rentals, small multifamily, and portfolios—addressing vacancy clauses, liability, loss of rents, and lender requirements. If you’re rehabbing or flipping, we’ll outline builders risk and when to transition back to a dwelling or landlord form.

Serving Nearby Areas

[Brittany Hills](/washington-township/brittany-hills), [Woodbourne-Hyde Park](/washington-township/woodbourne-hyde-park)

Let’s protect what matters in Washington Township. Call (937) 741‑5100 or email contact@insuredbyingram.com to compare options.

Nearby Areas:

Latest Insurance Insights & Local Guides

Explore the most recent insurance guides, tips, and homeowner insights published by Ingram Insurance’s Ohio Insurance Hub — written to help you stay informed, protected, and confident about your coverage.

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Source: Dayton Report
By Dayton Report
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Source: Dayton Report
By Dayton Report
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Source: Dayton Report
By Dayton Report

Expert advice for protecting your home, vehicles, and investments across Ohio.

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Local News for Montgomery County, Ohio

Mercer County law enforcement officers are looking to locate cattle that have scattered after an accident Monday morning. The county sheriff's office is asking that residents avoid the area of State Route 118 and Tama Road due to cattle in the roadway. The cattle became loose after a semi accident,...Read more
Date: 2026-01-19
Source: WDTN
By Ryan Ingram
Traffic conditions in two area counties are a bit precarious Monday morning. Mercer County Sheriff Doug Timmerman announced that a level one snow alert is in effect as of 6:50 a.m. Meanwhile, in Auglaize County, snow is also falling at a rate that has county officials promoting extreme caution there...Read more
Date: 2026-01-19
Source: WDTN
By Trey Brown
Wind will gust to 35 mph behind an Arctic cold front today.Read more
Date: 2026-01-19
Source: WDTN
By Jamie Jarosik
For Martin Luther King Jr. Day this year, one local theater is showing a film based on an inspiring true story. Today at 11:30 a.m., The Neon will play "The Fire Inside" (2024), the story of how Claressa Shields became the first U.S. woman to win an Olympic gold medal...Read more
Date: 2026-01-19
Source: WDTN
By Trey Brown
An Alberta clipper is making a quick visit overnight with light snow showers that could spill into the morning hours tomorrow. North of I-70 could see up to an inch of snow, and south of I-70 could see up to a half an inch. Overnight lows will be around 20....Read more
Date: 2026-01-18
Source: WDTN
By Cameron Saliga
DAYTON, Ohio (WDTN) -- There is a heavy police presence in Piqua near Manier and Boal avenues. Piqua Police Department Dispatch confirmed there are crews on scene. 2 NEWS is enroute and working to learn more.Read more
Date: 2026-01-18
Source: WDTN
By LeAnne Marie McPherson
HUBER HEIGHTS, Ohio (WDTN) - Wayne star wide receiver and Ohio State commit Jamier Brown is reportedly transferring to Big Walnut High School for his senior year of high school, he told On3. Brown is the No. 1-ranked wide receiver prospect in Ohio and No. 2 in the nation, according...Read more
Date: 2026-01-18
Source: WDTN
By Kayler Smith
DAYTON, Ohio (WDTN) – There was a large police presence after a reported assault in the South Park neighborhood early Sunday morning. The Montgomery County Regional Dispatch said crews were sent for the incident in the 200 block of Oak Street at approximately 1 a.m. A 2 NEWS viewer called...Read more
Date: 2026-01-18
Source: WDTN
By LeAnne Marie McPherson
DAYTON, Ohio (WDTN) -- Crews are enroute to a reported shots-fired call for the Shell Station in the block of 7300 Salem Avenue. According to Montgomery County Regional Dispatch, the call for the incident came in at approximately 1:50 p.m. 2 NEWS is enroute and working to learn more.Read more
Date: 2026-01-18
Source: WDTN
By LeAnne Marie McPherson
Previous funk news coverage above. DAYTON, Ohio (WDTN) – The funk music capital of the world is right here in the Miami Valley. It's a musical style dating back more than 60 years, blending pieces of several different genres to create a unique sound. 2 NEWS reporter Kayla Farris explored...Read more
Date: 2026-01-18
Source: WDTN
By Kayla Farris
Previous local barber coverage above. DAYTON, Ohio (WDTN) – A local small business is expanding to a second location in Centerville. The A and D Barber Shop (2812 Colonel Glen Highway, Fairborn) is holding a grand opening day for A and D Barber Shop 2 on Jan. 18, 2026. The...Read more
Date: 2026-01-18
Source: WDTN
By LeAnne Marie McPherson
DAYTON, Ohio (WDTN) – The Greater Dayton Peace Coalition, Y.S. Uproar, Party for Socialism and Liberation, and the Greene County Democratic Party held a peaceful protest this Saturday in Yellow Springs. The “Justice and Peace” protest was held on the corner of Xenia Avenue and Corry Street at 1 p.m....Read more
Date: 2026-01-18
Source: WDTN
By LeAnne Marie McPherson
Previous MLK Day coverage above. DAYTON, Ohio (WDTN) – All Greater Dayton Regional Transit Authority (RTA) buses will be free on Martin Luther King Jr. Day, which is Monday, Jan. 19. The federal holiday celebrates Reverend Dr. Martin Luther King Jr.’s birthday, which was on Jan. 15, 1929, on the...Read more
Date: 2026-01-18
Source: WDTN
By LeAnne Marie McPherson
DAYTON, Ohio (WDTN) -- Crews were on scene for a shooting near Triangle Park in the 2600 block of Ridge Avenue. A woman was taken by her boyfriend to the hospital from the scene. According to the Montgomery County Regional Dispatch, crews were sent out for the reported shooting at...Read more
Date: 2026-01-18
Source: WDTN
By LeAnne Marie McPherson
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Date: 2026-01-18
Source: WDTN
By Melissa Barrington