Accident Prevention

Electric vehicles are becoming increasingly common throughout Ohio, with noticeable growth in Dayton, Kettering, and Centerville as more residents prioritize efficiency, long-term savings, and environmental performance. As adoption rises, many drivers find that EV ownership introduces insurance considerations that differ substantially from traditional gas-powered vehicles. Understanding these differences is essential for any Ohio motorist preparing…

How At-Fault Accidents Affect Your Insurance in Ohio Auto insurance premiums across Ohio are shaped by a complex set of actuarial calculations, regional risk patterns, and individual driving behaviors. Few events influence a driver’s insurance rates more predictably than an at-fault accident. Yet many Ohio motorists, even long-time drivers in Dayton, Kettering, and Centerville, do…