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Information about deductibles, cost decisions, wind/hail deductibles, and how they impact Ohio insurance policies.
Choosing the right deductible is one of the most overlooked decisions Ohio homeowners make when purchasing insurance. Most people pick a number quickly, assume it doesn’t matter much, and move on. But deductibles—especially in a state with unpredictable weather, aging housing stock, and rising premiums—play a larger role in your long-term financial stability than almost…
Buying your first home in Ohio is exciting—but it can also feel overwhelming, especially when it comes to understanding homeowners insurance. From roof age rules to deductible traps to the difference between water damage and flooding, Ohio’s insurance market has its own quirks that first-time homebuyers rarely see coming. This guide walks you through everything…
