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Rehab & Renovation articles offer in-depth guidance for Ohio homeowners, landlords, drivers, and small business owners. These resources break down complex insurance topics into clear, actionable insights. Learn how different policies work, how to compare options, and how to avoid common mistakes related to rehab & renovation. Perfect for anyone making informed decisions about protecting their home, vehicle, business, or investment property.
Home renovations are exciting—whether you’re transforming an outdated kitchen, adding square footage, finishing a basement, or restoring one of Ohio’s historic homes. But while renovations almost always increase comfort and property value, many homeowners are surprised to learn how dramatically they can affect insurance rates. In a state like Ohio—where homes range from early 1900s…
Across Ohio—especially in cities like Dayton, Kettering, Oakwood, Miamisburg, and Riverside—homeowners are running into a frustrating new problem: homes that were once easy to insure are suddenly being flagged as “high risk” or even “uninsurable.” It’s not because the homes are falling apart. In fact, in many Dayton neighborhoods, it’s happening to beautifully renovated properties….
When Ohio homeowners ask why their insurance premium changed, the answer is often sitting right above their heads—the roof. Roof age, roofing material, and the complexity of the design all play a huge role in how companies price home insurance. In places like Grafton Hills with terra cotta tile roofs, Oakwood with its slate roofs,…
